Stupid answer, too. (let?s say, it?s funny anyway?! ) If you get banned, your money is still on your account! a) perm ban --> your gold is lost b) 72h ban --> your gold is waiting for you
also it depends on how the gold was made I would think. But would only be taken if it was stolen gold I believe.
Technically you will not lose anything. Just will not be able to access your account. But all your gear, gold and stuff will be there.